Chaining on Sloping Ground (Simple Notes) When measuring distances on a hill or slope, we always need to find the flat horizontal distance , not the actual sloped ground distance. There are two main ways to do this: 1. Direct Method (Stepping Method) In this method, you measure the flat horizontal distance directly on the field by creating small, flat steps. Best For: Short, bumpy, irregular, or gentle slopes. How it works (Step-by-Step): Start: The Follower holds the 0-end of the tape flat on the starting ground point A. Stretch: The Leader pulls a short, comfortable length of the tape forward and lifts it up until it looks perfectly flat and straight by eye judgment. Drop: Because the front end of the tape is hanging in the air, the Leader drops a plumb-bob (a weight on a string) down to find the exact vertical point on the ground. Mark & Repeat: They stick an arrow into that ground point. The Follower moves to this new arrow, and they repeat the steps all the way u...
Insurance
Insurance means protection from risk. If an insurance company insures a person, then the insurance company will compensate the financial loss caused to that person.
We don't know what will happened tommorow,so we try to cover the possible loss in future through an insurance policy.
On taking health insurance, the insurance company will cover the cost of treatment in case of illness.
Generally insurance are two types.
General insurance
Life insurance
General insurance
General insurance include all other than life insurance such as motor, animals , home , shop insurance , health insurance, travel insurance, crop insurance, business liability insurance etc.
Crop insurance in this insurance insurance company give the compensation to the former in case any type of damage to the crop. Under the crop insurance, insurance company give the compensation in the case of crop failure due to fire,flood or due to any disease.
Car insurance
Third party insurance
It is legally mandatory to have third party insurance with the car. Under this, compensation is given for the damage caused by your vehicle to any person or other person walking on the road or to any property. The legal liabilities arising on you due to such an event are settled through this policy. In case of bodily harm or death to any person from your vehicle, you get compensation from this insurance plan. But in this insurance, there is no responsibility to compensate for any loss caused to the vehicle owner or the driver. As per the rules of IRDA, it is mandatory to take 3 years third party cover for buying a car and 5 years for buying a two wheeler.
Own damage
The policy which is purchased only to compensate for the damage caused to the vehicle, is called Own Damage Policy. In this, the insurance company gives compensation to compensate for the damage caused to the car. According to IRDAI, damages are covered under the own damage section in these situations.
Comprehensive policy or package policy
When the Own Damage Policy is also included in the same package along with third party insurance, then it is called Comprehensive Policy. With such a policy, damage to other person and vehicle as well as damage to your vehicle is also compensated by the same policy. IRDA has done away with the requirement of taking this long term package policy.
Now it will be optional for the vehicle owner to take third party insurance and own damage insurance in the package. From August 1, it will be necessary to take third party cover for 3 years if you buy a new four wheeler and 5 years if you buy a two wheeler. There will be two options for own damage cover. First, the customer can take one year own damage cover bundled with third party insurance and second, two separate policies for third party and own damage.
Home insurance
While taking home insurance, some things should be kept in mind so that it can be taken more advantage .
Instead of taking a separate cover for the house, one should choose a comprehensive policy, in which cover is also available in the loss of everyone like fire, robbery etc.
Life insurance
What does it mean? Life insurance policy is a contract between an individual and an insurance provider in which the insurance company pays the policyholder (policyholder) a monthly fee/fees (called premium) Provides financial protection.
Travel Insurance
Travel Insurance Provides coverage for various types of emergencies, such as medical expenses. Medical expenses include expenses such as medical condition check-up and return to your home country, check-in baggage blockage or total loss of checked-in baggage, connection flights, emergency financial assistance.
Crop insurance
In crop insurance, financial assistance is given to the farmers to compensate for the loss of crops due to natural calamities.
Property insurance
Property insurance provides financial assistance against damage to your property. Property damage can be of any type. Financial stress is reduced in a disaster like earthquake, flood, fire, or lightning. The property insurer indemnifies it according to the value of the property. Due to which the person taking the insurance gets financial relief.
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